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In Australia identity crime impacts more than 75,000 people each year. The cost to the economy is more than $1.6B. Cybercriminals are highly motivated, exceptionally organised, sophisticated and well funded. The fact that we "live" our lives on the internet only helps them. By the end of 2015 experts speculate that more than half cybercrime attacks will be targeted at mobile devices.

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ANZ Security Guarantee can give you a head start by making it easier for you to get into your home faster with the help from family members or others willing to assist. You can use an ANZ Security Guarantee to buy a home or invest in residential property.

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We take a look at some of the "Specials" in the owner occupied home loans space this week.
ME have slashed their 2 year Flexible Home loan rate for owner occupiers by 40 basis points to 3.89% (comparison rate 4.71%). It's the lowest rate ever offered by ME and cheapest 2 years rate in the market at time of writing for loans up to 95% LVR with minimum loan size of $40,000.

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A new report has uncovered the demographic changes driving growth in Australia's hottest markets, with regional areas set to significantly benefit from restrictive price rises in one city. Families are increasingly opting for regional locations to combat Sydney's rising lack of affordability, according to a new report by real estate guru John McGrath.

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The Australian Prudential Regulation Authority's (APRA) push to slow down investor lending is showing more signs of having an effect. Statistics released yesterday by the Reserve Bank of Australia show that lending to investors cooled over August, but growth levels still remain above the 10% annual cap mandated by the regulator. According to the RBA figures, in the year to August investor lending grew by 10.7%, down from 10.8% in July.

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