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Macquarie have some very flexible policies around investment lending. Some of the niches include - No limit on cash out, up to 80% LVR based on acceptable purpose and within security LVR limits. Above 80%, no cash out, equity release or debt consolidation beyond $5,000 for refinance costs. Examples of acceptable purposes: personal investment (share purchase), home improvements/renovations, personal use (travel, wedding, etc.), motor vehicle, deposit on property, purchase of property, debt consolidation.

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The HIA has called for housing policy reforms, including changes to stamp duty, after claiming that taxes on foreign capital were deepening the housing deficit.

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New research from Domain Group highlights a growing mismatch between what home buyers can afford and what is available on the market in Melbourne and Brisbane, as affordability pressures continue to reshape buyer behaviour and property trends in two of Australia's major capitals.

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First-home buyers are making a strong comeback, with new data from NAB revealing a 16% surge in lending to this cohort since February.

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Macquarie Bank has stepped up the competition in the mortgage market by cutting its fixed home loan rates by 20 basis points, now offering some of the lowest fixed rates available across Australia.

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