Firstmac has specialist knowledge of Residential lending, 100% Australian-owned and have written over 130,000 home loans in the past 40 years. They have simplified residential lending. They provide loans Purchases or Refinance of owner occupied and/or investment properties, Construction & Equity release & debt consolidation. They lend to Individuals – PAYG or Self Employed, Companies, Trusts (Excluding Hybrid Trusts) & SMSF loans.

Some of the policy differences Firstmac have are 100% Overtime, Bonus & Commission & Allowances, 2% Buffer on Re-fi & Purchases, if the total investment property expenses submitted is < 20% of the gross rental income used, the investment property expenses can be removed, Interest rate determined by security, High density to 80% LVR, No genuine savings required, Probation accepted, Ex-Pat loans, No annual or ongoing fees, Mature age policy. Their new caravan product is available to home buyers, has same rate card as cars including fixed

& variable options and allows for Dealer & private sales.