Resimac is a competitive alternative to the banks. They offer: Low interest rates, Home loan specialists, Prime Full Doc and Alt Doc, Specialist Full Doc and Alt Doc (non conforming).

We take a quick look at two of their main products:-

Resimac Prime – Full Doc

• Purchase and refinance available up to 95% LVR (inclusive)

• Debt consolidation available up to 90% LVR + LMI

• Genuine savings only required when base LVR is >90%

• Non-genuine savings product available up to 95% LVR (inclusive)

• 100% Offset account available

• Non-financial paid defaults <$500 considered

• Refinance of business debts acceptable (max. 80% LVR and $500K)

• No Credit Scoring

Resimac Prime – Alt Doc

• Purchase, refinance, and unlimited cash out available up to 80% LVR

• ABN must be registered for minimum 24 months, and GST 12 months (if required)

• Only ONE form of Income verification required, either:

• Accountant's Declaration OR

• 6 months' BAS OR

• 3 months' business trading statements

• 100% Offset account available

• Non-financial paid defaults <$500 considered

• Refinance of business debts acceptable (max. 80% LVR and $500K)

• No LMI - risk fee applies