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All new cars get the same rate, I'll get my Finance from the car yard, I will go car shopping first then arrange finance, I have seen a 1% offer on car finance that will save me money – No, No No! Keep reading as we explode the top 10 mistakes people make when buying a car..........

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The main options to buy a car are – personal loan, chattel mortgage, commercial hire purchase, finance lease, novated lease operating lease. Let's quickly explain these:

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Buying a new car can be an exciting time. Often in the excitement the best way to finance the car is forgotten and all too often people opt for quickest or easiest option.

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A balloon payment is a lump sum which is the last payment on your loan. Balloons are more common with vehicles bought for business purposes however they can be used for some personal financing. For many people they opt to trade the car in, clear the balloon and negotiate to buy their new car.

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The 3 websites we recommend readers consider looking at before they step into a car yard are listed below

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