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Latest News

Latest News

Is a Family Guarantee right for you

Entering the property market is no easy feat for a first homebuyer, but even parents who aren't prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it's crucial to be aware of the implications involved. Here are three questions to ask yourself to see if a family guarantee is right for you:

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Home Loan Preapproval

Pre-approval is a lender's assessment of your likelihood of being approved for an otherwise suitable loan. The appraisal is made on the basis of your ability to service a loan by looking into your living expenses and liabilities, your credit history, your employment circumstances and how often you have moved home or employment in the recent past.

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The truth about zero percent borrowing rates

While reduced longer-term funding costs for Australian lenders has allowed for the savings to be passed through to borrowers, the founder of a brokerage with nearly 20 years of experience in the industry has warned that recent record low rates carry other, less visible costs.

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Virgin Money

Reward Me Home Loan brings you everything you'd expect, and that Virgin bit more that really counts.

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Fixed rate cuts

A major bank has announced fixed rate cuts of up to 0.80% across its investment and owner occupied home loans. The changes at Commonwealth Bank (CBA) went into effect Friday, 26 July.

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