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Latest News

Latest News

Is a Family Guarantee right for you

Entering the property market is no easy feat for a first homebuyer, but even parents who aren't prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it's crucial to be aware of the implications involved. Here are three questions to ask yourself to see if a family guarantee is right for you:

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Home Loan Preapproval

Pre-approval is a lender's assessment of your likelihood of being approved for an otherwise suitable loan. The appraisal is made on the basis of your ability to service a loan by looking into your living expenses and liabilities, your credit history, your employment circumstances and how often you have moved home or employment in the recent past.

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Car Finance - Top 10 mistakes

All new cars get the same rate, I'll get my Finance from the car yard, I will go car shopping first then arrange finance, I have seen a 1% offer on car finance that will save me money – No, No No! Keep reading as we explode the top 10 mistakes people make when buying a car..........

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The truth about zero percent borrowing rates

While reduced longer-term funding costs for Australian lenders has allowed for the savings to be passed through to borrowers, the founder of a brokerage with nearly 20 years of experience in the industry has warned that recent record low rates carry other, less visible costs.

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