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Latest News

Latest News

Is a Family Guarantee right for you

Entering the property market is no easy feat for a first homebuyer, but even parents who aren't prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it's crucial to be aware of the implications involved. Here are three questions to ask yourself to see if a family guarantee is right for you:

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Home Loan Preapproval

Pre-approval is a lender's assessment of your likelihood of being approved for an otherwise suitable loan. The appraisal is made on the basis of your ability to service a loan by looking into your living expenses and liabilities, your credit history, your employment circumstances and how often you have moved home or employment in the recent past.

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Household Financial Comfort

Australian households are feeling overall worse about their net wealth, jobs, income and living expenses with further significant residential property price falls over the past six months and a weakening labour market, ME's latest Household Financial Comfort Report has revealed.

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Car Finance - Top 10 mistakes

All new cars get the same rate, I'll get my Finance from the car yard, I will go car shopping first then arrange finance, I have seen a 1% offer on car finance that will save me money – No, No No! Keep reading as we explode the top 10 mistakes people make when buying a car..........

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The truth about zero percent borrowing rates

While reduced longer-term funding costs for Australian lenders has allowed for the savings to be passed through to borrowers, the founder of a brokerage with nearly 20 years of experience in the industry has warned that recent record low rates carry other, less visible costs.

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