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scarlton@rfsfinance.com.au
Latest News

Latest News

Home Loan Review

With over 1 in 3 Australians estimated to be costing themselves thousands of dollars a year it is a great time to review your loan. At RFS we periodically offer reviews to clients however many clients put this in the too hard basket & it's costing many a lot of money.

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How would your family cope if your income stopped

The facts: Heart disease kills one Australian every 10 minutes. 42,000 Australians are expected to die from cancer this year alone. 96% of Australian families lack enough life insurance to protect their families for >10 years or more, meaning only 4% of families are adequately covered. Someone in their mid-30s with two young children and earning around >$50,000 pa will need life insurance cover of between $500,000–$650,000,5 or 10–13 times their annual pre-tax income.

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Super- will I have enough

Many of us think about market risk when planning for retirement, but how much do we know about longevity risk? Arguably more confronting than market risk, it's generally less understood.

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Small Business Clients

Only 7% of small business borrowers know their credit score, demonstrating a greater need for education before they try to access finance. Survey results from OnDeck Australia and its business partner MYOB found that only half of those that did know their credit score had checked it within the last year.

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