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Latest News

Latest News

Borrowing for a Business Purchase – Financial Analysis

At RFS we get referred a lot of clients looking to buy a small business. We obviously have to get a lot of information to complete formal assessment. Part of this is around Financial Analysis. This can be achieved for borrowing purposes by Comparative analysis which we use to compare (if available) the last 3 years trading performance of the business. We would pose questions like:- Are sales growing, What is happening with GP margin in relation to sales & in turn what is the trend of the NP. Basic ratios can test management of key assets like stock & debtors.

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AUD to weaken through 2018 and 2019

We expect to see the AUD gradually fall through 2018 and 2019 against the USD. The AUD is likely to hold around USD 0.77 to June before falling to USD 0.74 by year's end. In 2019 it is expected to reach USD 0.70 by September and to hold around that level to year's end.

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