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Welcome

Our finance managers have comprehensive knowledge of the property market which allows them to select the right loan and lender to complement your individual circumstances. The finance managers remove the confusion and time constraints from this task.

At RFS Finance, our finance managers are specialists and will guide you through your loan search to secure the right loan for your needs to completion of your loan and beyond at no additional cost.

News & Events

At RFS we recognise that Property Development is an increasingly specialised field. It requires faster results, intimate relationships with numerous financial institutions, other finance options and specialist skills. To cater for this need in the market place, we are now delighted to announce the launch of our new business division, RFS Development Finance. We have been successful in securing the ideal person to head up this area and welcome Michael Toohey to the RFS Group. RFS Development Finance specialises in business partnering from $1 million to $300 million in the following areas: land acquisition, construction finance, equity contributions, joint venture packages, property development consulting, commercial property finance packaging and commercial redevelopment finance. Our close relationships with funders ensures we can create the best strategy and package to match your development needs. Because RFS Development Finance acts for our clients, and not the funder, we can ensure your finance package is tailored to provide maximum value for your project. All of this expertise is backed up by industry best software to provide you with excellent professional support during the application process. Please contact us for more information on our new Development Finance division.

The idea of retirement generally begins to enter people’s thinking during their 50’s. Retirement was once compulsory on reaching a certain age but, with a growing expectation that Australians today self fund their retirement, the concept is now more complicated. Many people in their 50’s may not feel they are financially or mentally ready to retire. They may be still meeting costs associated with children’s education and of course the dreaded mortgage. In addition, many of our clients would be concerned about their superannuation given the ongoing credit crisis and subsequent drop in value and confidence in the share market. But thanks to a wave of legislation in the past few years, there are now an increased number of avenues available for people to improve their retirement plan, super and especially their tax situation. The good news is that it is really never too late to invest in super and, with the new government rules, there’s never been a better time. If you’re 55 and still working, a transition to retirement strategy is designed to make a difference to your super in those all-important years before you retire. This strategy creates options for people wanting to reduce their working hours but maintain or supplement their income - there is no requirement to retire permanently. Importantly, it provides increased flexibility to reorganise finances, maximise income and save tax. Every worker approaching 55 should consider this strategy. To assist our clients, RFS Finance in conjunction with our planning arm RFS Wealth Creation will run information seminars in early 2009. More details will be available soon but please contact us if you would like to be added to the seminar mailing list.