Our Finance Managers

Steve Carlton

General Manager | scarlton@rfsfinance.com.au | 0422 311 431
Carindale Qld

As General Manager of RFS Steve is actively involved in managing the various components of the business as well as assisting the Finance Managers with pricing, credit, assessment of customer’s requirements. Steve has had 2 decades in mainstream banking mainly in Commercial Finance coupled with 6 years in Broking.

Michael Kelly

2IC/ National Training Manager | mkelly@rfsfinance.com.au | 0408 189138
Inner North Brisbane Qld

As 2IC, Michael’s role balances the training needs for the Finance Managers, the running of the business as well as maintaining & growing a loyal group of customers. Michael is the focal contact with many Accountants.

Sharon Dent

Customer Care Manager | customercare@rfsfinance.com.au

With an 11 year Background in Banking and extensive Customer Service experience, I am keeping in contact with RFS clients, making sure they are satisfied.

Sandra Keating

Administration Manager | admin@rfsfinance.com.au

Sandra assists the Finance Managers in the end to end process of the loan process.

 

 

Brett Pfeiffer

Finance Manager | bpfeiffer@rfsfinance.com.au | 0411 833 703
Sunshine Coast Hinterland

Brett has operated as a Broker from his Sunshine Coast base since 1995, therefore adding a wealth of experience to the RFS Team. He has established a loyal following, largely due to his customer service principles and reputation.

 

Steve Pram

Finance Manager | spram@rfsfiance.com.au | 0439 735 404
Sunshine Coast Qld

Steve Pram has been in the financial services industry for 3 years before joining  RFS Finance in September 2003.He has experience in Residential, Personal, Business and Company Finance for Business Loan, Mortgages and Equipment Finance including Leasing, Hire Purchase as well as Chattel Mortgages.

 

David Skerritt

Finance Manager | dskerritt@rfsfinance.com.au | 0405 517177
North Brisbane Qld

David has had a long career in Residential Finance joining RFS from a leading Real Estate Group’s Finance arm. He specialising in Residential Real Estate Transactions.   

 

Shannon Michell

Finance Manager | smichell@rfsfinance.com.au | 00408 759030
North Brisbane Qld

Shannon has a background in mainstream banking and deals in all facets of Financing including Equipment Finance.   

 

Michael McDonough

Finance Manager | mmcdonough@rfsfinance.com.au | 0422 373 752
North Brisbane/ Redcliffe Qld

Michael had spent 19 years with the Commonwealth Bank of Australia when he was approached to join RFS Finance in September 2002. Since then Michael has written in excess of $100 million in loans with rfs and has twice won the award as RFS Finance’s top loan writer.

 

Kellie Woodgate

Finance Manager | kwoodgate@rfsfinance.com.au | 0411 046531
Bayside/ Alexandra

Kellie has a combined 15 years experience in the Banking and Finance Broking industry. Prior to joining RFS Finance, Kellie gained extensive experience as a mortgage originator in a boutique Real Estate Company specializing in inner city and off the plan finance. 


Kirsten Bennett

Finance Manager | kbennett@rfsfinance.com.au | 0439  676670
Eastern Suburbs Brisbane QLD

Kirsten gained two years experience in the finance industry before joining the RFS Finance team.  Kirsten is an extremely dedicated person, to all levels of her life.  No stone is left unturned.  Her knowledge of the Mortgage Broking Industry is extensive and thrives on keeping up to date with new products with each and every lender. 

Luke Christie

Finance Manager | lchristie@rfsfinance.com.au| 0468 524240
East and South Brisbane

Luke Christie has 20 years banking experience with ANZ, the last 10 years spent as a Lending and Gearing Specialist at West End. He believes in high quality service and being easy to deal with. He aims to provide a one stop shop for financial and insurance needs to meet all your requirements

Taya Christie

Finance Manager | tchristie@rfsfinance.com.au | 0402 100958
South Brisbane QLD

Taya Christie holds a Certificate III in Mortgage Lending completed through the Mortgage Industry Association of Australia.  She joined the RFS Finance team after operating her own finance broking business for a period of two years. 

John Langley

Finance Manager | jlangley@rfsfinance.com.au | 0410 491 757
Inner South Brisbane Qld

Having a degree in education John strongly believes that increasing the financial literacy of his clients during the application process and after settlement is paramount in assisting his clients identify, set and achieve their goals. John’s clients are truly client’s for life and through John’s experience, knowledge and strategic partnerships with other industry professionals John is able to provide the “right financial solution” for each client. John’s customer survey results consistently place him at the very top of the industry for a successful, trustworthy and rewarding experience. Call John today to discuss your financial needs.

David Walker

Dip FS, AMC, C.Dec Relationship Manager | dwalker@rfsfinance.com.au | 0411 023 646 |
Brisbane South & Gold Coast

David commenced his career in banking and finance in 1984 with ANZ Bank. During 1993 to 2001, David worked in a number of senior management positions, specialising in Insurance, Retail Consumer Lending and Sales & People Management. From 2001, he has fulfilled the role of “Trusted Advisor” to his clients during the past 9 years of running his own Mortgage Broking business.

David’s extensive banking and finance experience, coupled with Tanya’s support and that of the other RFS Managers & Financial Planners, ensures he is able to provide the ‘Right Financial Solutions’ for his clients.

John Rayward

Finance Manager | jrayward@rfsfinance.com.au | 0408 000 276
South Brisbane/ Gold Coast Qld

Following a distinguished career with ANZ Bank, John  joined rfs finance in 2005, and offers his clients professional service in dealing with a wide range of  Residential, Business, Asset Finance, Reverse Mortgages, and non-conforming  Loans.

Simon Randall

Finance Manager | srandall@rfsfinance.com.au | 0417 923766
Perth W.A.

Simon has a long Broking history & can assist client with any financing requirement from residential mortgages to commercial loans & leasing.

 

 

Lawrence Morandin

Finance Manager | lmorandin@rfsfinance.com.au | 0417 749 435
Outer South Brisbane Qld

Lawrence Morandin has formal Accounting qualification. He has experience in Residential, Personal, Business and Company Finance for Business Loan, Mortgages, and Equipment Finance including Leasing, Hire Purchase, and Chattel Mortgages. He is also experienced in mainstream, non-conforming, and securitised lending. Coupled with an extensive business background and a customer focus which includes good interpersonal skills, he can help you minimise your mortgage with options on investment loans and debt consolidation.

Kerrie Smith

Finance Manager/ Development Finance Specialist | ksmith@rfsfinance.com.au | 042 111 9054 Gold Coast

Kerrie has worked in the Banking & Finance industry for the past 12 years, commencing as a part time teller and progressed up the corporate ladder into roles within retail banking, Institutional Property Development & Construction, Business Banking & Health Professional specialisation. Kerrie offers her clients a personalised professional service and can assist anyone seeking finance such as Residential, Business, Asset Finance, Self-managed Super Funds, and Construction and Development loans.