Adelaide Bank Commercial

Adelaide Bank has some great niches in the commercial property lending space. We look at their current owner occupied offering & also their newly relaunched lease doc product.


Current special Rates for OOs:- 4.69% Variable up to LVR 75%, 4.75% Fixed 1- 3 years up to LVR 75%.

LVR 75% to $1m

Application Fee $500 for total loans up to $900k


A stand-alone Commercial Investment Property facility where the net lease income from a 3rd party lease/tenant can service its own debt.

No Financials, Tax returns, Tax Portals, BAS statements, Accountants letters.

They require the subject Lease to have at least 12 months to run at time of formal loan approval

Loan term up to 25 years.

Total loan amount per borrowing group < $900k.

No Annual Reviews.

Acceptable applicants are Company's / Trusts.

Stress rate by 3.00%

Variable rate from 5.59% (LVR < 60%) 5.84% LVR (60-65% LVR)

Fixed rates from 5.39%

Application Fee $500

Commercial property, shops, offices, factories, warehouses – Multipurpose.