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Welcome

Our finance managers have comprehensive knowledge of the property market which allows them to select the right loan and lender to complement your individual circumstances. The finance managers remove the confusion and time constraints from this task.

At RFS Finance, our finance managers are specialists and will guide you through your loan search to secure the right loan for your needs to completion of your loan and beyond at no additional cost.

News & Events

With the launch of RFS Wealth Creation, RFS Finance is now able to offer specialised advice on investments while also determining the best ways to insure yourself and protect your lifestyle. RFS Finance General Manager Steve Carlton said the new arm of the business was developed in response to client need. “RFS Wealth Creation recognises that expert skills and advice are paramount in the key areas of investment and risk,” he said. Joining the team is experienced Financial Planner John Vaitsas who can offer assistance with insurance and investment advice. “Nine times out of ten I find that people are under-insured, particularly when it comes to life insurance and income protection,” he said. “Families today carry higher debt levels and face a higher cost of living than we used to. It is important to consider how you, or your family, would survive should something happen to the main bread winner.” For more information, contact John Vaitsas on 0412 333 776 *Advice contained in this article is general in nature. Please contact registered financial advisor John Vaitsas for advice specific to your circumstances.

The Senate Select Committee’s recent report on Housing Affordability in Australia has found the average house price in capital cities is now equivalent to more than seven years of average earnings; up from three in the 1950s to the early 1980s. According to the report, the problem has been a result of both strong demand (driven by a decrease in the size of the average household; strong population growth; higher immigration and greater availability of credit) plus limited supply (attributed to complex and delayed government planning processes; developer infrastructure charges and shortgages in skilled construction labour). Among the recommendations in the 238-page report was that the Treasury publish current estimates of various taxes affecting the housing market.